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The gains over doing the same at a taxable accounts are not your money, but public funds (the taxes not paid on those).

• icedchai 5y ago
  With taxable accounts, it is legally your assets, gains or not. You pay taxes when you sell. Just like with a traditional, non-Roth IRA: you pay taxes when you withdraw. The IRS makes the rules.
  • snotrockets 5y ago
    The IRS doesn't make the rules, but enforces them. Unlike a somewhat popular opinion on this website, the law isn't an algorithm, but a codification of societal norms, like that we all share the expanses of living in civilized society. Yes, the TRANSFER of assets happens at time of sell or withdrawal, but the share taxes was painted such when we (the people, through legislation. Not the IRS!) decided that such share should be dedicated to society. This isn't about letter of the law, and never was: it's being an asshole.
    • icedchai 5y ago
      That doesn't even make sense. The "share" is not known until the assets are sold or withdrawn, and also subject to change based on whatever tax law happens to be at the time. If I hold a stock long term, instead of day trading and accruing short term gains and associated taxes, am I being an asshole?
      • deleted 5y ago
        [deleted]