> $4m/year means I could retire before I'm 40 and live the rest of my life with the lifestyle I have now with comfort. I would be able to retire after 1 year,

> $4m/year means I could retire before I'm 40 and live the rest of my life with the lifestyle I have now with comfort. I would be able to retire after 1 year, $4M is enough to just stick in an index fund and live the rest of your life on 4% a year, unless you live in a very high COL area.