Hey I can kind of empathize! You didn't ask for advice but that's never stopped me before! Do a fiscal budget and forecast it out a few years. It is so helpfu

Hey I can kind of empathize! You didn't ask for advice but that's never stopped me before! Do a fiscal budget and forecast it out a few years. It is so helpful in seeing where you can cut, where you're spending money that you don't need etc. Do a time budget. I know, it sounds boring and like life planning but it can help show how you're going to spend your time. If you don't like it and it is overwhelming, look for areas to change. Time management is a zero sum game (outside of paying more for lawn mowing but still, you've just freed up that time). Sorry for the rambling thoughts, budgeting was something very hard for us to start because it doesn't lie and can be hard to acknowledge all of the little things we were ignoring.