> Involved lot of sacrifices and accumulating modest savings over a lifetime to help the next generation to live a bit better and make fewer such sacrifices. C

> Involved lot of sacrifices and accumulating modest savings over a lifetime to help the next generation to live a bit better and make fewer such sacrifices. Congrats. That's awesome and it's what we should strive for. Sacrificing sucks but doing it now so we have to do less of it later (or later generations have to do less) is powerful. Your parents setting that example for you - and you passing it down - is exceptionally valuable too. I grew up in similar financial circumstances without learning those lessons until much much later. > There's also a cohort that might... Yes, there are cohorts in all circumstances. That's why I said "most" and not "all."