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Thank you! Don't have too much pity though, I'm doing okay. I live in the EU, no spouse, no kids, no commitments really. Not planning ahead is 100% my fault, bu
by ud_0 5y ago
Thank you! Don't have too much pity though, I'm doing okay. I live in the EU, no spouse, no kids, no commitments really. Not planning ahead is 100% my fault, but it's not an existential problem (yet). It's just time to finally stop spending everything as it comes in.
It's kind of obnoxious to even admit this, but I always assumed I'd be a successful person at some point down the line. This was of course utterly ridiculous and led to some really bad decisions. It was exploitable by other people, too. My work made a few people rich, and while I was always compensated for my time, I never got a proportional cut from the outcomes. But it wasn't a bad life, and there is still some fuel in the tank :)
- lowercased 5y agoOh... EU... your 'social safety net' is ... stronger than ours in the US. I am nervous/scared about the future, and I have about 3-4 years of expenses in savings (not counting investments and retirement accounts). But I'm still somewhat 'nervous/scared'.
- saiya-jin 5y agoThere is no single EU when it comes to topics like these, some parts are much better than others. But no place will ever save you from really bad financial mistakes or tons of small ones. But you won't ever starve or have no place to sleep and your health will generally be taken care of, albeit not always in best way possible (ie dental care).
- lowercased 5y ago> But you won't ever starve or have no place to sleep and your health will generally be taken care of Which are things I concerned myself with early on. I probably won't ever have to be homeless, but... health stuff - knowing that if I stop paying for 'insurance', regardless of how much I've paid in over... decades... I'll be denied things - that's still troubling.