It will definitely use lightning, and 99% chance it will be a custodial version no different in actual execution to venmo or paypal, as this is exactly what the

It will definitely use lightning, and 99% chance it will be a custodial version no different in actual execution to venmo or paypal, as this is exactly what the present solution du jour there has been (strike in custodial mode) specifically to address the underlying fact that without such a config, lightning doesn't really work. (routability of payments scaling based on size sucks, inbound transfers suck, you need to run your own full node which most regular end users are flatly not going to do) In terms of that obviously negating any of the original promises of cryptocurrency in terms of censorship resistance, financial sovereignty, be your own bank, audit the state of the ledger upon which everybody is actively transacting, etc, yes, of course, that's the entire point of the hijack and sabotage of BTC.