Hey just wanted to say thanks for explaining that. I had a talk with my RIA and he never suggested it because my position for the past decade of working with hi

Hey just wanted to say thanks for explaining that. I had a talk with my RIA and he never suggested it because my position for the past decade of working with him has consistently been that I would be working past IRA penalty age so it wasn't an issue. But we are considering it for other reasons now that I know it exists (e.g., early retirement).