They really should replace 401k (and 415(c)(1)(a)), 403b, 457, IRA, etc with just TSP-for-everyone. Don't make it contingent upon employer, and don't allow add

They really should replace 401k (and 415(c)(1)(a)), 403b, 457, IRA, etc with just TSP-for-everyone. Don't make it contingent upon employer, and don't allow additional employer-sponsored tax-advantaged space. The fact that someone working at a large tech company can put away around $70,000/yr into tax advantaged accounts is kind of insane. Not even including the crazy edge cases that come with private equity like this Thiel instance.