I’m just pointing out that the vast majority of what I pay my landlord is due to widespread asset speculation, as opposed to any labour he has done or paid for.

I’m just pointing out that the vast majority of what I pay my landlord is due to widespread asset speculation, as opposed to any labour he has done or paid for. Collective ownership would be even better, sure. Before 89 my parents paid to the state ~5% of one wage for a good sized flat. That covered amortised construction costs and maintenance. Housing doesn’t have to be expensive.