$2000 hasn't been the contribution limit for almost 20 years. It's $6K now, but we could argue that it's still not enough. Private companies that are raising m

$2000 hasn't been the contribution limit for almost 20 years. It's $6K now, but we could argue that it's still not enough. Private companies that are raising money have a valuation on them done periodically ("409A valuation"), and this is what private stock options and common shares are based on. This is the IRS's own rules.