3 ms·
The trick is to use a proxy for the metric that IS permissible in much the same way that financial companies in the 1960s used address data once it became illeg
by alasdair_ 5y ago
The trick is to use a proxy for the metric that IS permissible in much the same way that financial companies in the 1960s used address data once it became illegal to discriminate directly because someone was black.
- DennisP 5y agoThe only factors are "location, age, tobacco use, plan category, and whether the plan covers dependents." Maybe some zipcodes drink more than others, but they don't need to figure that out because they can just look at illness rates for the zipcode directly. Same for age and tobacco. https://www.healthcare.gov/how-plans-set-your-premiums/ https://www.healthcare.gov/how-plans-set-your-premiums/