Yes, this applies to all 31 European Economic Area countries. It covers ~6,000 banks in total and requires banks to build APIs that provide free access to banki

Yes, this applies to all 31 European Economic Area countries. It covers ~6,000 banks in total and requires banks to build APIs that provide free access to banking data (for licensed AISP companies) and payment initiation services (for licensed PISP companies). This is regulated under PSD2 (Payments Services Directive 2).