> withdraw my cash to zero > workaround where I could "Bill Pay" my own credit card I'm confused on this. When you closed your Simple/BBVA account, did you no

> withdraw my cash to zero > workaround where I could "Bill Pay" my own credit card I'm confused on this. When you closed your Simple/BBVA account, did you not have any other checking account to transfer your funds into? Both of these suggestions will drain your account, but neither is the immediately obvious method of simply transferring your money to another checking or savings account. I closed my account prior to the full BBVA transition, moving to Chime (heartily recommend in concert with YNAB for you folks that miss Simple's savings tools) and had no problem connecting my Chime account and transferring the funds via usual ACH transfer. Simple was a real bank, backed by BBVA (and before that, Bancorp -- truly Simple's heyday in my opinion) and thus subject to typical banking rules. You could initiate ACH transfers with your Simple account like you could at your local credit union or bank.