Conversely I usually get the insurance when I rent U-Hauls. It's pretty cheap and I feel like it's pretty tough driving a big, bulky truck with poor visibility

Conversely I usually get the insurance when I rent U-Hauls. It's pretty cheap and I feel like it's pretty tough driving a big, bulky truck with poor visibility and a heavy load. A Camry? No thanks, I'll just use my personal auto insurance / credit card insurance.