Thank you for a concise and clear explanation. Under those circumstances I can see how "other people riding a motorcycle" makes your premium go up. I don't qu

Thank you for a concise and clear explanation. Under those circumstances I can see how "other people riding a motorcycle" makes your premium go up. I don't quite agree that the "odds of a collision remain constant" over time. Motorcycles take less space for one. But obviously, being subject to more damage has a selective effect. However in any case even if the selective trend is applied to maximum, holding to the assumption of safe/damage for riding-vs-driving means that the premium will have some increase vs a "all car" world. But I live in a world where other people affect me in so many ways that I see this as another similar effect. Damn miners stealing my gaming GPU cards...