Sorry for this barrage of questions: How did you rationalize building up big credit card bills? You knew you'd have to pay them back some day. Were you spendi

Sorry for this barrage of questions: How did you rationalize building up big credit card bills? You knew you'd have to pay them back some day. Were you spending without thinking about the bills? Did you not understand what interest was? Could you afford the monthly payments, and think that if you could everything must be fine?