"The rising costs of insurance are preventing children from getting enough exercise, and hence leading to health problems in the future costing the insurance co

"The rising costs of insurance are preventing children from getting enough exercise, and hence leading to health problems in the future costing the insurance companies more money in health related payouts. If this is the case, then they should be able to offset any short term liability payouts by the long term gains of a healthier society." I think the insurance companies will simply adjust their prices upward to compensate.