Hi. I'm one of the professionals you'd be shocked by. One of my problems is that I don't know who to trust. It seems like most of the people who would explai

Hi. I'm one of the professionals you'd be shocked by. One of my problems is that I don't know who to trust. It seems like most of the people who would explain any of it also have something to sell. Of the concepts you listed, I think I understand compounding, at least the one pertaining to interest rates. The others are a mystery to me. I'm in a stable 6-figure career and in my 40s.