>I would have avoided if a class like this was around. I doubt the 20yr old me would've listened anyway. I, too, racked up some CC debt (nothing crazy) in my

>I would have avoided if a class like this was around. I doubt the 20yr old me would've listened anyway. I, too, racked up some CC debt (nothing crazy) in my early 20s. I knew most concepts outlined above but it's really about dealing with temptations when you finally making real money with full-time work.