The only thing you need to teach students is how to use gnucash or kmymoney. Make they log every transaction and monitor their balances. See how much they spend

The only thing you need to teach students is how to use gnucash or kmymoney. Make they log every transaction and monitor their balances. See how much they spend and then tell them "spend less." Maybe the we wouldn't have such a drastic FOMO culture where students and college kids blow their financial aid money on things that absolutely do not matter in the grand scheme of life.