How exactly is a house safer? Several places still haven’t recovered from their 2007 prices, demographics of a region can change, expensive repairs can happen,

How exactly is a house safer? Several places still haven’t recovered from their 2007 prices, demographics of a region can change, expensive repairs can happen, a tenant can quite literally destroy your place or stop paying rent for N months, … I’m not saying it’s a bad investment, I’m just saying that in terms of risk (measured as “will I get back my money when I need it?”) it seems comparable to me to broad cap-based index funds.