I can buy another phone if I broke my phone, but I prefer to sign up insurance for about 1-2 years as a fee to use my phone roughly. It makes me to be able to u

I can buy another phone if I broke my phone, but I prefer to sign up insurance for about 1-2 years as a fee to use my phone roughly. It makes me to be able to use phone without much care, like using a case and avoid water even though the phone is IPX8.