> When it comes to something like a phone, I just figure 'it's a risk I am willing to take'. I feel like the option to insure a phone is a money grab. An add-

> When it comes to something like a phone, I just figure 'it's a risk I am willing to take'. I feel like the option to insure a phone is a money grab. An add-on that allows you to upsell a bit more.. it seems like a thing nobody should need. Same for insuring against have to cancel you vacation.. nobody should ever do that. But people do, probably because there is a checkbox at checkout that allows you to easily add an "insurance".