This was an important consideration in deciding to purchase pet insurance for my British Shorthair. As far as insurance goes it probably falls under the categor

This was an important consideration in deciding to purchase pet insurance for my British Shorthair. As far as insurance goes it probably falls under the category of "not necessary." I added up the cost of the premiums over my cat's lifetime and realized I would probably break even at best. But in this one instance the peace of mind is worth it. For everything else I almost never purchase insurance because I know I will get out ahead. I especially am always surprised that people buy the $20 travel insurance airlines sell at checkout. But for someone who flies once or twice a year, maybe the peace of mind is worth it. People often purchases based on emotion and insurance is no different.