Counter-points (post size was limited so I'll put them here): 1. Everyone tells me it's the responsible thing to do. Counter-counter point: everyone above my a

Counter-points (post size was limited so I'll put them here): 1. Everyone tells me it's the responsible thing to do. Counter-counter point: everyone above my age seems to have done it. They would be crazy not to recommend the next generation to do it, because the next generation has to pay for their pension. Since my age is lower than my country its average life expectancy, that means I can't trust the opinion of the majority of people about this. I don't like to think in such a distrusting manner. Phrased differently: the majority of people can not be objective about this, because they're already invested and they need to keep the thing they invested in alive. 2. Since I don't have a brain that thinks finance is interesting, anything I do myself might be risky. Counter-counter point: seeing people cry about losing their pension has made my brain label that as risky too.