> these folks opted into this program I like "personal responsibility" as much as the next person, but we both know that companies love to bury things like thi

> these folks opted into this program I like "personal responsibility" as much as the next person, but we both know that companies love to bury things like this deep into contracts in the smallest font sizes know to man. So while I do agree that "they signed up for the program" I doubt the fully read the TOS and other jargon associated with this part of the plan.