> You should have good reasons for wanting something that costs 18 years and a million dollars. Raising kids doesn’t cost a million dollars. That’s $55K per ye

> You should have good reasons for wanting something that costs 18 years and a million dollars. Raising kids doesn’t cost a million dollars. That’s $55K per year per child. Maybe if you live in a high cost of living city, use expensive private schools, and pay full sticker price for their education. That’s hardly common though. A more accurate number is about $240,000, with almost 1/3 of that being the cost of additional housing which varies greatly depending on where and how you live. The USDA has studies on this: https://www.usda.gov/media/blog/2017/01/13/cost-raising-child https://www.usda.gov/media/blog/2017/01/13/cost-raising-chil...