> Many have retirement savings, and so on, that are merely investments on time they've worked. That work has also created the opportunities for the next generat

> Many have retirement savings, and so on, that are merely investments on time they've worked. That work has also created the opportunities for the next generation to occupy. You can’t eat “investment”. When you finally start using these retirement savings, it will be to buy goods and services that will ultimately be rendered to you by someone else’s children. You’d better hope that by the time your generation is retired, next generation is large and willing enough to support you to the level you expect. Savings are just claim on a share of future production, and if future production is to be reduced in aggregate (and with population falling quicker than economy is growing, it very well might be), your claim will be worth less than you expect. In the end, our generation will be cared for in retirement by our children and grandchildren either way, and everything else is just accounting.