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Even with perfect information about the past/present, there is still uncertainty which can be insured against. Current models are nowhere near precise enough, a
by bkberry352 5y ago
Even with perfect information about the past/present, there is still uncertainty which can be insured against. Current models are nowhere near precise enough, and probably will never get there (self-driving cars will replace the need for insurance at the individual driver level before we have perfect models of driving risk)
- ghaff 5y agoHow could there be certainty? Even a good driver can skid on ice or get hit by an uninsured driver running a light.
- bkberry352 5y agoIndeed, how could there? There is inherent uncertainty to the future which cannot be known, and thus there is risk which can be insured against
- throwaway0a5e 5y agoIf internet comments are any indication you just adopt a circular definition of "good driver" where all those things disqualify one from being a good driver.