In Germany the accident or health insurance company can (and sometimes will) sue the owner of the playground for the cost of treatment, and the parents of the c

In Germany the accident or health insurance company can (and sometimes will) sue the owner of the playground for the cost of treatment, and the parents of the child can sue the owner of the playground for the copay and pain and suffering. So there is still liability of a similar amount, just the parties suing are somewhat different. There are just no punitive damages. That is why every playground will only buy certified safe devices or get an overall certification by a known certification body. That usually cuts the lawsuit risk down to negligent maintenance. Also, there is liability insurance which everyone in their right minds has (of course you need to check if running a playground is covered).