Note that there's difference between price and (monthly) cost: > After adjusting for inflation and interest rates, monthly mortgage payments are now 30% lower

Note that there's difference between price and (monthly) cost: > After adjusting for inflation and interest rates, monthly mortgage payments are now 30% lower than they were in 1989. * https://awealthofcommonsense.com/2021/03/what-if-housing-prices-arent-as-high-as-they-appear/ https://awealthofcommonsense.com/2021/03/what-if-housing-pri... Of course the price would effect down payment numbers.