In my experience, boutique hotel chains are much more likely to overcharge you. With AirBnB, you pay ahead of time and the host does not have access to your fin

In my experience, boutique hotel chains are much more likely to overcharge you. With AirBnB, you pay ahead of time and the host does not have access to your financial info. Totally different situation with a hotel, where I've had to resort to legal threats to get deposits returned after waiting over a year. AirBnB has downsides on some risk in having the unit not be as described, but it is much safer than hotels when it comes to payment, overcharges, undocumented charges, refunds, etc.