This probably requires setting prices at a level that can absorb these less predictable costs. Would you rather be told you need to pay "somewhere between $2,00

This probably requires setting prices at a level that can absorb these less predictable costs. Would you rather be told you need to pay "somewhere between $2,000 and $30,000, and you'll find out in a couple months which one it is" or that you simply must pay $4,000? Most households would want the safer bet lest they go bankrupt and have the entire trajectory of their lives altered for the worse. The far better solution is of course to have a government program cover these types of costs.