Plus out of network emergency visits, which isn't uncommon https://www.kff.org/health-costs/press-release/about-1-in-6-emergency-visits-and-hospital-stays-had-a

Plus out of network emergency visits, which isn't uncommon https://www.kff.org/health-costs/press-release/about-1-in-6-emergency-visits-and-hospital-stays-had-at-least-one-out-of-network-charge-in-2017/ https://www.kff.org/health-costs/press-release/about-1-in-6-...