Hi! Co-founder here. A few responses: 1) When we launched we had issues with Capital One. We've since fixed those and have thousands of customers who have succ

Hi! Co-founder here. A few responses: 1) When we launched we had issues with Capital One. We've since fixed those and have thousands of customers who have successfully linked CapOne accounts. 2) Sorry about the beta experience, it may have just been bad timing and communication on our part. We are no longer in beta and definitely list our price more clearly on our website now. We do still charge $10/month or $90/year, though Beta users received a 50% discount.. Our paying users see us as much more than a budgeting tool—more of a holistic, all-in-one personal finance tool. Budgeting and cash flow analysis are just a piece of that, but it also goal-planning, investment analysis, and more. 3) I'd love to get your feedback! We do regularly survey both existing and churned users, but if there's a way to contact you, I'd be happy to hear more (and if you're willing to give us another chance now that we've improved our integration, I can make sure we figure out a way there and that you get the beta user discount). 4) We're currently working on the "sinking fund" budgeting and plan to launch that later this year.