I wrote an identity verification process with Verified.Me. I understand your concern regarding SecureKey's creation of a user account for its service built aro

I wrote an identity verification process with Verified.Me. I understand your concern regarding SecureKey's creation of a user account for its service built around identity verification sources such as the chartered banks. Your Verified.Me account is tied to your mobile device, and that it doesn't have any extra PII. You can delete your Verified.Me account from the app at any time. If you move to a new device and want to use Verified.Me, it will tell you that your account is already on another device and needs to be deleted from it before proceeding. The PII that is shared from the banks to the Verified.Me consumer is name, email, and phone number. At all times SecureKey said that it's the conduit and doesn't see that data. Similar to Stripe, SecureKey currently offers an analysis service for photo ID that looks for anomalies and calls them out. The next version of the service integrates with provincial records to concretely confirm validity.