>Non-technical people most of the time are not able to come up with working solutions. And this is where you are terribly wrong, i have seen excel-sheets with

>Non-technical people most of the time are not able to come up with working solutions. And this is where you are terribly wrong, i have seen excel-sheets with the complexity of an operating-system and they are in use for 10+ years, and yes they have well-known bug but you can work around that...really like a real OS, made by accountants etc. Well one could argue that accountants are technical (number-wise)