It sounds like you're asking for a payment verification system, not an identity verification system. Does Discord need to know my identity, or does it need to

It sounds like you're asking for a payment verification system, not an identity verification system. Does Discord need to know my identity, or does it need to know that my card hasn't been stolen? If it's the latter, then I'm unsure why Stripe is offering the business access to my passport/license, and I'm unsure why we would want to build a government ID system for Discord instead of a government payment system.