Wallets got better and are more standardized (private seed generation according to BIP-39, for example). DeFi DApps have happened in the past four years allowi

Wallets got better and are more standardized (private seed generation according to BIP-39, for example). DeFi DApps have happened in the past four years allowing you to easily invest and spent your cryptos from your browser. Stable coins and lending protocols have happened enabling you to earn interest on your dollars without exposing yourself to Bitcoin‘s volatility. Decentralized exchanges happened allowing you to swap between coins without the need for a centralized exchange in that case. Major wallets integrate many of these features allowing you to manage cryptos from your smartphone. Progress happened you’re just not looking for it.