I mean, what else would you call it? It's not really that clever IMO. But yes, I see the recreation of all these traditional institutions but with a crypto flav

I mean, what else would you call it? It's not really that clever IMO. But yes, I see the recreation of all these traditional institutions but with a crypto flavoring to be a little unnecessary and instead of reinvisioning specific financial instruments and other types of financial products, people are just reskinning the same underlying products + mechanisms.