Well said. I don't have any gold in my portfolio but I don't begrudge people who do. The risk of ruin is pretty darn small, so even if you give up money versus

Well said. I don't have any gold in my portfolio but I don't begrudge people who do. The risk of ruin is pretty darn small, so even if you give up money versus an index fund, you're unlikely to lose much value over the long run.