It looks like it's missing the user side of the equation. As in a user can validate they-are-who-they-say-they-are *once*, but Stripe is missing an opportunity

It looks like it's missing the user side of the equation. As in a user can validate they-are-who-they-say-they-are *once*, but Stripe is missing an opportunity to allow users to: validate themselves to a website regularly (OTP tied to identity), allow individuals to update their information (address change), allow individuals to revoke authentication, etc. It is a great foundation and there's huge opportunity for growth in this product.