Financial Independence Retiring Early. The basic assumption generally being, anyone who can save two-thirds of each paycheque and invest in a portfolio yieldin

Financial Independence Retiring Early. The basic assumption generally being, anyone who can save two-thirds of each paycheque and invest in a portfolio yielding 4% per year after inflation can retire in 10 years. Saving two-thirds of each paycheque is of course difficult unless one is in a high pay grade to begin with, but there are enough people with the necessary discipline to keep the dream alive for many of us.