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Medically necessary is still a rule in the UK NHS. It doesn't cover cosmetic surgery unless there's a very good reason (like something affecting a person's qua
by ChrisRR 5y ago
Medically necessary is still a rule in the UK NHS. It doesn't cover cosmetic surgery unless there's a very good reason (like something affecting a person's quality of life)
I think excess is what you call a deductible, as in if I have an accident in my car, I pay for the first £250 and that's the excess.
The value of the coverage is the maximum amount they'll pay out. I don't know if I have that on my car, but my house contents insurance is insured up to a certain value
- gambiting 5y agoI have insurance with Hastings Direct(because they were cheap) and their 3rd party liability maximum is 25 million pounds. When I was with Aviva last year theirs was 20 million. I pay £300/year to insure my car. And yeah, excess in US can be crazy I think. We have private health insurance from work and when I had to use it there was a £100 deductible for the year - I thought that was quite steep.
- martin_a 5y ago> I don't know if I have that on my car This should be fairly standard around the EU. In Germany this is capped at around 1 million, I think. Which sounds a lot, but bigger accidents can ramp up a lot of costs...