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Which cards are you using? AMEX? For the most commonly accepted schemes in Europe, i.e., Visa and MasterCard, requesting a chargeback typically goes through you
by Cu3PO42 5y ago
Which cards are you using? AMEX? For the most commonly accepted schemes in Europe, i.e., Visa and MasterCard, requesting a chargeback typically goes through your card issuer which almost always is your bank.
- logifail 5y ago> requesting a chargeback Don't chargebanks typically involve a dispute between buyer and merchant? In neither of the instances where I personally experienced card fraud was the typical chargeback process involked, both times I had to confirm which recent transasctions were and weren't "mine", and after that the card provider did all the running. The second time I had many thousands of euros of fraudulent transactions refunded onto my account within 48h of the fraud being detected by the card issuer. > your card issuer which almost always is your bank Sorry, I wasn't very clear. I trust how credit-card-issuing-banks (in my case it was Barclaycard ie Barclays PLC) treat their card customers more than I trust current/checking/giro account banks treat _their_ customers. It makes a lot of sense when you think about the underlying incentives to treat customers well. Changing your current/checking/giro account can take quite a lot of work and has the potential to cause problems for a long time. Applying for a new credit card takes a few minutes and the entire process is complete in a few days.