I'd suggest this represents the dividing line between Millennials and Generation Z. Millennials (at least those who graduated before the 2008 financial crisis)

I'd suggest this represents the dividing line between Millennials and Generation Z. Millennials (at least those who graduated before the 2008 financial crisis) had legitimate aspirations of home ownership, starting a family, and achieving the typical American Dream milestones. Many of them have not given up those dreams, despite numerous setbacks. On the other hand, Generation Z never had those aspirations in the first place. They don't expect to ever own a home. They understand the nuclear family is financially unreachable. Life milestones after university graduation by and large do not exist for Gen Z kids.