It may not kill banks, but it makes alternatives possible. I want decentralization for the same reason I try to avoid vendor lock-in. If the vendor I choose sta

It may not kill banks, but it makes alternatives possible. I want decentralization for the same reason I try to avoid vendor lock-in. If the vendor I choose starts to go against my needs, I can choose a different vendor. If all vendors go against my needs, I can self-host. I cannot currently self-host online transactions. I have no idea how the future of cryptocurrency will play out, but I'm interested in watching.