It means an easy way to pay for goods and transfer value. I had good luck doing both with crypto in the past. And being old enough to remember when the only op

It means an easy way to pay for goods and transfer value. I had good luck doing both with crypto in the past. And being old enough to remember when the only options for 'moving' money were wire transfer and western union - I appreciate the speed and low cost. If you really are that bothered by it - think of it as a 'collective barter' system. You can pick which systems you want to support (if any) and collectively a 'value' is placed on the 'points'. As I recall, there were a few good sized barter collectives in the US, big enough the govt. started taxing barter 'income'? (it was years ago though, so my memory could be off) As for 'a dodge' - you're the one quoting the least nuanced views, and throwing aspersions. Maybe stop getting financial advice off you-tube ?