Not really true in Germany where FinTS and its precursor HBCI have been supported by many banks since the 90s or so. Ironically, it's typically the hip start-up

Not really true in Germany where FinTS and its precursor HBCI have been supported by many banks since the 90s or so. Ironically, it's typically the hip start-up banks like N26 that don't support this standard.