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I usually don't leave CC info on some random site, only to major and well known. If the site is unknown, it's either PayPal, "pay by invoice" or no order at all
by tut-urut-utut 5y ago
I usually don't leave CC info on some random site, only to major and well known. If the site is unknown, it's either PayPal, "pay by invoice" or no order at all.
Either PayPal or CC issuer provide at least some buyers' protection, while given your bank credentials to Klarna is normally against ToC of your bank.
- deleted 5y ago[deleted]
- jokethrowaway 5y agoI try not to use PayPal in the hope they will become irrelevant as a business (I know, not holding my breath), mainly because their customer service and fees are terrible. CCs are not a great mechanism and I wished we had better bank services and safer integrations to process payments, but that's what we have. I check my bank statement regularly and I know I can get money back if fraud happens. If I don't trust a website I used a prepaid with the exact amount on.
- zibzab 5y ago> I usually don't leave CC info on some random site, only to major and well known. That's the whole point of klarna (who also do CC processing so might have used them unknowingly): you don't need to trust Johnny's Little Online Store handling your CC, since the payment is handled by klarna.
- tut-urut-utut 5y agoThe irony is, as a buyer, I trust unknown Johnny's Little Online Store as much as Klarna. Maybe even more, since I can give a Little Johnny the benefit of the doubt. But in practice it's either invoice, PayPal or CC. Even if Klarna process that payment in the background, I can still object to my CC company and let them settle it, instead of having to deal with them.
- zibzab 5y agoDo you believe Johnnys has the resources to create a secure payment system and keep it secure? Also, Klarna is a major invoice and CC processor. You probably have already used them unknowingly.